Personal Umbrella Insurance
South Carolina – What is Your Peace of Mind Worth to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your homeowner, auto, or other underlying insurance policies, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you are covered.
Do You Have Enough Liability Insurance?
Imagine what would happen if your dog bit a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to the other units? If any of these things happened to you, there is a good chance your current liability limits would not be adequate to protect your assets or your future earnings.
Liability Insurance Starts When the Others Stop
Once the liability limits on your home, auto, or other policies are exhausted, your umbrella policy takes over and provides an added layer of protection of at least $1,000,000. Higher limits might also be available. Speak with H & H Insurance Brokers to determine the right amount of coverage for your needs.
An umbrella insurance policy also pays some claims not covered by your home, auto, or other policies. The umbrella policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid. Your umbrella policy needs are unique. Contact us at H & H Insurance Brokers and we can help you determine how to best protect yourself, your family, and your future with the right personal umbrella policy designed just for you.
To feel totally secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.