What You Need to Know About Renters Insurance
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry “full value coverage” on your personal property. “Full value coverage” ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
South Carolina – Protect Yourself and Your Guests
Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims, as well as any litigation that may result, subject to the limits you select. In addition, you can choose to have medical payments coverage, which will pay for medical expenses incurred by a visitor who is injured at your residence, regardless of fault. Various limits are available.
Get the Right Amount of Insurance Coverage, at the Best Price
Whether you’re starting out, you’re between homes, or downsizing, H & H Insurance Brokers will help you choose the renters insurance coverage that best suits your needs. Give us a call today at 843-352-2381 to get that unique coverage you need. Be sure to ask about available discounts for things such as burglar alarm credits and packaging auto and/or umbrella policies with your renters policy.
Extra Coverage Doesn’t Have to Cost a Lot
H & H Insurance Brokers can also help you select the renters insurance policy that broadens the coverage on your special items, such as jewelry, art, antiques, or collectibles in the event of a covered loss.
You have a lot of things that are important to you – your clothes, furniture, sound system, sports gear, computer, and more. You want to feel confident that everything you’ve worked hard for is not at risk. Let H & H Insurance Brokers help you find coverage that will protect you and your family and personal property. Give us a call today!