An auto insurance policy is a contract between you and an insurance company. You pay a premium and in exchange the insurance company promises to pay for specific car‐related financial losses during the term of the policy. At H & H Insurance Brokers we will work with you to get the coverage that is right for you.
Insurance for Cars, Trucks, Boats, and More!
H & H Insurance Brokers can insure your motorcycle, classic car, motorhome, RV, boat, jet ski, and ATV, as well. Contact us at 843-352-2381 and we’ll help you get coverage for all your motoring needs.
How Much Auto Insurance is Right for You?
Based in South Carolina, our team of qualified agents understands the auto insurance needs of our clients.
Auto insurance requirements vary by state. In some states you must carry the following in order to drive your vehicle:
Even in states where auto insurance coverage is not required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply with that requirement. To finance a car, it is usually necessary to have insurance that covers damage to your vehicle. This includes:
This coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage pays for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible, which is the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible
you are willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision)
This covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage, and fire are also events usually covered by comprehensive coverage. Like collision, comprehensive coverage will pay up to the fair market value of your car (less your insurance deductible), and although it is
not legally required by any state, you will probably need this coverage if your car is financed.
Call us today at 843-352-2381 and let us tailor a unique automobile insurance policy that is just right for you!
The right auto insurance policy can help you get back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered loss. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.